Collections Executive Community

400+ collections executives. One room. Nobody selling.

The CEC is an invite-only forum where senior leaders from creditors, agencies, debt buyers and law firms ask each other for advice and share what is working.

Far smarter NBA modelsAI-led voiceNext-gen textingZero-friction paymentsDSC integrationOutsource to the bestLower cost-to-collect
400+
senior collections and lending executives
Twice a month
live sessions on Zoom
Invite-only
operators in, sales pitches out

Why it exists

A safe, honest forum for the people who run collections.

The mission is simple. Give collections leaders a place to talk with peers, where the only agenda is getting better at the job.

Ask for advice

Bring the problem you are stuck on. Someone in the room has already worked through it and will tell you what happened.

Share what works

Members compare real practices and results from their own operations, from the largest creditors to small agencies.

Don't get sold to

Vendors are not members. When the group wants to hear from one, the group does the inviting.

CEC Topics

Six master classes, one subject at a time.

Master classes are where CEC members go deep on the capabilities that lower cost-to-collect.

Strategy Models

Propensity, segmentation, treatment, next-best-action and cross-channel orchestration.

Virtual Agents

AI-driven, omni-channel, two-way customer engagement.

Texting

A channel consumers trust, with zero payment friction and a phased RCS rollout.

Smart Payments

Flexible payment options, more tender types and smart payment orchestration.

DSC Strategies

Every account matched against debt settlement enrollments daily, with hits reflected in policy and strategy.

Agencies, Legal, Sales

Smart assignment models and a leading agency and legal network.

Who is in the room

Operators from every side of the receivable.

What we share comes from the people doing the work. So far that means expert knowledge and feedback gathered from:

130
Creditors
90
Agencies
25
Debt buyers
20
Law firms

We also talk with around 100 vendors, so members hear which tools hold up in production before they sit through a demo.

Benchmark your capabilities

21 capabilities. Where does your operation stand?

The Collections Capability Benchmark Assessment maps the target-state operation, from strategy models to telephony. See what each capability looks like at every level of maturity.

2x+

What a handful of agencies collect, compared with the ‘average’ agency.

Agency Yelp

There’s an Agency Yellow Pages, but no Yelp.

Creditors can’t easily find and vet the agencies that outperform. Agency Yelp is a creditor-sourced Best Agency service: creditors share the agencies that perform best for them, and we independently aggregate and substantiate what they tell us.

Join the CEC

Take a seat at the table.

If you lead collections, recovery or servicing at a creditor, agency, debt buyer or law firm, this room was built for you.

1
Tell us who you are. Your role and your company are all we need.
2
We confirm your seat. The community is invite-only, so every request is reviewed by a person.
3
Join the next session. Members are invited to two sessions every month.

We use your details to confirm your seat and send session invitations.

Thank you. Your request to join the CEC is in, and we will be in touch shortly.
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ARM Tech Advisors

When you want help closing the gap.

ARM Tech Advisors is the operator-led advisory practice behind the CEC. Our mission is to help the industry lower its cost-to-collect by listening to its leaders, aggregating their ideas and sharing them back.

Sharing

We continuously gather proven best practices from leading firms, large and small, and build awareness of the strategies and solutions that work.

Building

Personalized strategic roadmaps, process and model redesign, targeted vendor selections and development of the solutions the industry is missing.

Delivering

Proven talent for surge or ongoing fractional support, easing the load on constrained leaders and measured by KPIs, not presentations.

Schedule a call

Thirty minutes with Scott to talk through where your operation is and where it needs to be.

Your hosts

Operators first, advisors second.

Scott Hamilton

Scott Hamilton

Co-founder & CEO

Thirty years in collections across GE Capital, JPMorgan, Bank of America and Capital One, leading policy, process and technology transformations. Scott hosts the CEC and talks with two collections leaders a day.

Scott on LinkedIn
Jim Beck

Jim Beck

Co-founder, Advisor

More than 25 years in collections, optimizing traditional and digital strategies for major U.S. lenders. Jim has served as COO, Chief Growth Officer and President/COO, driving efficiency and better customer experiences.

Jim on LinkedIn
Garett Johnson

Garett Johnson

Advisor, AI, Automation & Strategic Analytics

15 years in collections and debt buying across Wells Fargo, Portfolio Recovery Associates, Transworld Systems, NCB Management Services and KompatoAI. Garett combines strategy leadership with hands-on development of decisioning systems and AI workflows.

Garett on LinkedIn

© 2026 ARM Tech Advisors

Built for operators. Vendor-free by design.